Yes, Afterpay: Pay over time collects personal data to process transactions, verify identities, and enhance user experience, but it is committed to protecting user privacy.

Afterpay: Pay over time can be used in-store at participating retailers, allowing users to make purchases offline using the app.

Since Afterpay: Pay over time does not require a subscription, there is no cancellation process; users can simply stop using the app at any time.

Afterpay: Pay over time does not have a subscription fee; users only pay for the purchases they make and any applicable late fees.